A Solana-first card that spends USDC, with a 1% FX fee on the Rain side
Available in US
Jupiter Global is a Visa payment card that draws on a USDC balance on Solana, with physical and virtual cards issued by two regulated partners: Rain and DCS. If you live in a country the project supports, already use Solana, and want a card that settles in stablecoin rather than going through a bank, the value proposition is unusually direct. The card is a recent launch (January 2026, per third-party reports), so some of what the documentation describes is still rolling out — physical cards in particular are being issued in phases through to the end of 2026.
Conditions are current as of October 28, 2026.
Verdict: 7.3 out of 10
The score reflects the card’s core promise delivered cleanly, with the usual caveats that come with a young programme. The breakdown:
| Criterion | Mark | Reason |
|---|---|---|
| Who can get it | 7 / 10 | Around 52 countries plus 30 US states listed; Bangladesh and Nigeria paused; the list is narrower than some rivals |
| Cost | 7 / 10 | No annual fee, physical $13.13 plus shipping, virtual replacement free; FX 1% (Rain) or 1.8% (DCS), USD payments free; ATM $1 + 0.65% |
| Top-up options | 8 / 10 | USDC and USDT on Solana with no processing fee; tokens from other networks are converted into USDC; fiat via Noah |
| Reliability and complaints | 7 / 10 | Issued by Rain and DCS as regulated partners; Jupiter does not hold funds; no card-specific complaints found; platform-wide Trustpilot 3.1 from 21 reviews |
| Everyday use | 8 / 10 | Virtual available immediately, physical issued in phases until end of 2026, Apple Pay and Google Pay without a Jupiter fee, ATM supported on Rain cards |
Who it suits: a Solana user spending USDC, with the 2% base cashback and a low 1% FX mark-up on Rain cards, will find the maths simple and the on-chain top-up cheap. Who it does not suit: anyone in a country the documentation does not list, anyone who needs a multi-currency balance, and anyone who needs ATM withdrawals on a DCS card (not currently supported).
Who will give you the card
The documentation lists around 52 countries plus 30 US states, with Brazil, Mexico, Japan, Singapore and the UAE called out by name. A third-party source widens that active list to include Argentina, Australia, Colombia, Egypt, Kenya, Malaysia, Pakistan, the Philippines, South Africa, South Korea, Thailand and Vietnam, alongside the named ones above. Bangladesh and Nigeria are listed but currently paused. Russia, Georgia, Turkey, Serbia, Armenia and Kazakhstan are not on the list.
If your country is not listed, the official wording is that eligibility is “reviewed case by case during KYC” — a small opening that depends on the issuer’s risk appetite, not a guarantee. The list is residence-based, not citizenship-based, so where you live is what matters; what passport you hold is screened separately and can still block you later.
You also need to be at least 18. Proof of address is normally required for unlisted countries and across most of APAC. The actual identity check is a single Global ID verification, usually taking a few minutes, with a manual review that takes around 3 to 5 working days when it has to escalate.
How to get it
The path is short and lives in the Jupiter mobile app:
- Download the Jupiter app and create an account.
- Complete Global ID verification (KYC).
- Receive a virtual card immediately.
- Order a physical card if you want one.
The virtual card is the Claynosaurz co-brand Visa Platinum, and the standard virtual is free. The Claynosaurz-themed virtual carries a separate $25 fee, and that is the only paid virtual option. The physical card is $13.13 plus shipping (the shipping cost is charged to your Spend balance; spending $1,500 or more on the card entitles you to $30 off tracked shipping). The physical card is being rolled out in phases, with full rollout planned for the end of 2026 — meaning not everyone who wants one today will get one today.
Card replacements follow the same pricing: virtual replacements are free, physical replacements cost the same as the original. Card orders are non-refundable.
One operational quirk: the Jupiter app is the only sign-in surface, and Discord or X (Twitter) logins are not supported. You can hold one Global ID at a time, so switching countries means going through the verification process again.
What it really costs: fees, then three everyday payments
There is no annual fee. The card tier is single — the only premium option is the $25 Claynosaurz virtual. The base economics, drawn from the documentation, look like this:
| Fee or limit | Amount |
|---|---|
| Issuance, physical | $13.13 plus shipping |
| Issuance, standard virtual | free |
| Issuance, Claynosaurz virtual | $25 |
| Virtual replacement | free |
| Physical replacement | same as the original |
| Monthly or annual fee | not stated |
| FX fee, non-USD (Rain) | 1% |
| FX fee, non-USD (DCS) | 1.8% |
| USD payments | free |
| ATM, Rain | $1 + 0.65% (non-USD adds $0.30 + 1%) |
| ATM, DCS | not currently supported |
| ATM balance inquiry / declined | $0.60 (Rain) |
| Daily limit, DCS | $50,000 |
| Annual limit, DCS | $990,000 |
| Daily limit, Rain | not listed |
| Monthly limit | not listed |
| QR Pay (from Spend balance) | $500 per transaction, $5,000 per day |
| Card orders | non-refundable |
A deposit processing fee is shown per network in the app (the exact amount is not stated in the documentation). There is also a possible declined-transaction fee if a frozen card is presented at a terminal.
A third-party source (SpendNode, 16 October 2026) reports a 0% ATM fee on the virtual card, which contradicts the official figure for Rain cards; I would not rely on it without checking the in-app fee screen at the time of the transaction. The same source also gives a remittance cap of $10,000 per transfer; the official documentation says per-currency limits are set by the partner and shown in the app.
Three everyday payments, to make the table concrete:
- Buying coffee in Tokyo with a USD balance on a Rain-issued physical card. The merchant charges in JPY, so the 1% FX fee applies on top of the Visa exchange rate. Cashback: 2% of the USD value, subject to the monthly cap. If you have referred at least two qualifying users in the current calendar month, the rate is 4% for the following month, with a $200 cap.
- Buying an app subscription in US dollars with a virtual card. No FX fee, so the only cost to you is the 2% cashback you earn back. If your balance is in USDC on Solana, you paid the network fee (close to zero) when topping up.
- Withdrawing cash from an ATM in Berlin on a Rain card. The ATM fee is $1 + 0.65% on the euro amount; because the cash is in euros, the non-USD surcharge of $0.30 + 1% is added, plus the 1% FX fee. The cashback programme excludes ATM withdrawals, so you earn nothing on the way out. A balance inquiry or a declined transaction on the same ATM costs $0.60.
How to top it up
The funding model is “deposit, then spend” — there is no credit line, and the card can only spend what has been loaded. Three entry points, each with its own mechanics:
Stablecoins on Solana (the default). USDC and USDT on Solana are accepted with no processing fee. The minimum deposit is $3 (or $10 if the top-up comes from Ethereum). There is no cap stated on the per-transfer side, other than the practical 200,000 USDC per transfer. Tokens from other networks are routed through “Send to Spend”, which converts them into USDC on the way in; the documentation notes a one-time account creation cost if your Solana address does not already hold a USDC token account, and at least $0.30 plus network gas for non-Solana deposits.
Fiat via Noah. Bank transfers route through a partner called Noah. The fees come out of the deposit itself — if the deposit cannot cover them, the difference is not refunded, so under-sized transfers can fail to credit at all.
| Fiat channel | Fee |
|---|---|
| SEPA | €0.87 + 0.10% |
| ACH | $2.00 + 0.05% |
| Fedwire | $20.00 + 0.05% |
| SWIFT | $30.00 + 0.05% |
Withdrawing back out. You can move USDC back to a Solana-only wallet (minimum 1.00, 1 USDC/USDT = $1, around 4 minutes, not available on every card). For cash, you can bank out by Fedwire, ACH, SEPA or SWIFT, or use a local payout in around 15 currencies (EUR, GBP, TRY, AED among them); only USDC deposits can be sent to fiat. DCS cards do not yet support withdrawals at all. Off-ramp is restricted in some regions, so the in-app screen is the source of truth here. Once a Global ID has been verified, it cannot be deleted by the user — closure has to go through support.
Paying with it every day
In the wallet. Apple Pay and Google Pay work, with no Jupiter fee, and the regions where the wallet is offered depend on Apple and Google, not on Jupiter. The card is a Visa, so it works at any merchant that accepts Visa — the documentation does not list blocked merchant categories, although a third-party summary says gambling, money transfers, securities brokers and certain high-risk merchants are automatically declined.
Online and in-store. The card is a Visa, so it works at any merchant that accepts Visa, including online 3-D Secure flows (Visa Secure). The standard protections apply: cardholders can dispute a fraudulent charge or a non-delivered purchase through the issuer (Rain or DCS), and merchant refunds and voids settle within up to 7 business days.
Cashback. The headline rate is 2% on qualifying purchases, capped at $100 per month (shared across cards on the same account). The Claynosaurz FX rebate adds up to $100 per month through to the end of 2026. The referral programme raises the rate to 4% with a $200 cap in the following calendar month if you refer at least two qualifying people in the current one. The cashback is paid into the same USD Spend balance, so it loads back onto the card. The cashback is paid in USD into the Spend balance; the documentation does not state the asset in which it is paid.
In the app. The app has a Spend tab where the card lives. The Jupiter Mobile iOS app shows 4.9 from about 2,100 ratings on the US App Store listing; the Google Play rating is not available. The Trustpilot score for the whole Jupiter platform (jup.ag) is 3.1 from 21 reviews, 62% of them one star — but those reviews cover the broader product, not the card. Themes in those reviews are failed swaps and lost funds in 2024 and early 2025, high perpetual trading fees in 2024 through May 2025, and support links that redirect to Discord. A review from May 2026 was positive about the card’s cashback.
What can go wrong
The card is recent and the platform it sits on is large. Both of those are risks, in different directions.
The card itself. No card-specific complaints or official incidents have been reported. The card programme runs through two licensed issuers, Rain and DCS, with a one-issuer-per-user rule, so the relevant regulator and complaints body depends on where you sit. The deposits that back Rain-issued cards stay on-chain as collateral, which is unusual; for DCS cards the funds are held by the issuer, and Jupiter’s documentation is explicit that “Jupiter does not take custody of wallet funds.” You freeze the card instantly in the app; DCS cards require a 6-digit SMS code to unfreeze. If Jupiter itself freezes a card, only support can lift it.
The company. The documentation does not name a legal entity for Jupiter. That is normal for a card programme manager — the regulated partner (Rain or DCS) is the one licensing the card. The Trustpilot data is thin enough that I would not lean on it as a satisfaction measure, but I would also not lean on it as a safety signal: it covers the platform, and the most recent card-specific review I saw was positive.
Programme continuity. Crypto card programmes have a record of being shut down — Visa terminated its global agreements with FTX in November 2022, and WaveCrest (a Visa issuer that supplied several crypto card brands) was suspended in Europe in 2018. The mechanics when a programme closes are usually the same: a notice period, then loading stops, then spending stops, then a window to withdraw any remaining balance. There is no current indication that Jupiter Global is heading that way; I would still keep enough USDC off the card that a surprise closure would not leave you without funds for a week.
Stablecoin risk. The card’s economics depend on USDC holding its peg. USDC did briefly lose its peg in March 2023 during the US banking crisis; that episode is the reason card programmes that hold stablecoin balances are not the same as holding dollars in a bank.
Network risk. Deposits on a network the documentation does not support, or to an address of the wrong network, can be lost — blockchain transfers are not reversible, and recovery is manual and at the support team’s discretion. The on-chain cost of getting it wrong is small; the off-chain cost of getting it wrong is the value of the deposit.
What to take instead
Jupiter Global’s slot is a USDC-on-Solana Visa with low fees and a single-tier programme. Three cards sit close to it, in different directions.
| Card | Score | Issuer / network | Cashback | Key feature |
|---|---|---|---|---|
| Jupiter Global | 7.3 / 10 | Rain or DCS, Visa | 2% (4% with referrals) | USDC on Solana, no FX on USD |
| MetaMask Card | 7.1 / 10 | Monovate (Mastercard) | 1% (Virtual) / 3% (Metal, capped) | Spends direct from a self-custody wallet on Linea, Base, Monad, Solana |
| KAST | 6.1 / 10 | Visa Platinum / Infinite | 1.5%–3% by tier | Multi-currency stablecoin top-up, three paid tiers |
| TokenPocket | 5.8 / 10 | Mastercard/Visa | None stated | Virtual card on Arbitrum, EU/Asia availability |
MetaMask Card is the closest competitor in spirit. It spends directly from a self-custody wallet, with no annual fee on the Virtual tier and a $199/year Metal tier. The headline cashback is 1% on Virtual, 3% on Metal (footnote: 3% only on the first $10,000 of spend, then 1%). The catch is geography: sign-ups are open in 45 listed countries (Andorra, Argentina, Brazil, Canada, Mexico, Germany, France, Spain, Uruguay among them), with US and UK sign-ups temporarily closed and other regions joining a waitlist. The card currency is not stated. The fee model says “minimal fee for each transaction” with the exact amount in a linked fee table; the official pages I read do not give an FX fee, and the conversion uses the Mastercard rate.
KAST is a stablecoin card on a tiered programme. Standard is free; Premium is $1,000 a year; Private is $10,000 a year. Stablecoin top-up is 0%, USD card spend is 0%, and the non-USD FX fee is 0.5%–1.75% depending on the residence country, the transaction country and the card programme. Cashback is 1.5% on the first $2,000 per month (Standard), 2% on the first $10,000 (Premium), 3% on the first $40,000 (Private). KAST is the heavier option if you spend more and want higher cashback, and the more expensive one if you do not.
TokenPocket Card is the smaller option: an NFT-based virtual card on Arbitrum, with a 1% crypto-deposit fee “to be refunded later via rewards, reduced transaction fees, etc.” Visa debit is offered in a list of European countries (Germany, France, Spain, Switzerland); Mastercard debit in Australia, Canada, Hong Kong, Japan, Taiwan, New Zealand, Singapore, South Korea, the UK and others; the Americas are listed as planned for Q2 2025. No physical card is mentioned.
| Aspect | Jupiter Global | MetaMask Card | KAST | TokenPocket |
|---|---|---|---|---|
| Annual fee | none | none (Virtual) / $199 (Metal) | $0 / $1,000 / $10,000 | none |
| FX fee (non-USD) | 1% (Rain) / 1.8% (DCS) | not stated | 0.5%–1.75% | not stated |
| Cashback | 2% base | 1% / 3% capped | 1.5%–3% by tier | none stated |
| Top-up networks | USDC/USDT on Solana | Linea, Base, Monad, Solana | USDT/USDC on ETH, Solana, Polygon, Arbitrum, TRON | Arbitrum wallet |
| ATM | yes (Rain) | not stated | not stated | not stated |
If the deciding factor is “lowest FX fee on a stablecoin card”, Jupiter Global on Rain is hard to beat at 1%. If the deciding factor is “spend straight from a wallet I already control”, MetaMask Card is the better fit. If the deciding factor is “tiered cashback on higher spend”, KAST is the more direct answer.
Who I would recommend it to
I would recommend Jupiter Global to a reader who already lives in a supported country, already uses Solana, and wants a card that draws on USDC rather than a bank account — the 2% base cashback and the 1% FX mark-up on a Rain card make the per-transaction maths very simple. The Claynosaurz FX rebate and the no-Jupiter-fee Apple Pay and Google Pay integrations are a quiet plus for everyday spending.
I would steer a reader away from it in three cases. First, anyone in a country the documentation does not list, where KYC “review” is a hope rather than a policy. Second, anyone who needs ATM withdrawals on a DCS-issued card, which is not currently supported. Third, anyone who needs a multi-currency wallet on the card side, which the documentation does not describe — the card balance is a USD balance, and non-USD payments carry the FX fee.
For a reader whose deciding factor is the lowest possible FX fee on a stablecoin card in a supported country, this is one of the cleaner options on the market today. For a reader who is choosing a card for the first time and wants more flexibility on geography, MetaMask Card or KAST is worth a side-by-side read.
Frequently asked questions
What is Jupiter Global card?
Jupiter Global is a Visa payment card whose balance is funded with USDC (and USDT) on the Solana network, with virtual and physical cards issued by regulated partners Rain and DCS. It launched in January 2026 according to third-party reports, and the physical card is being rolled out in phases through to the end of that year.
How does Jupiter Global card work?
You complete identity verification in the Jupiter app, receive a virtual card immediately, and top it up with USDC or USDT on Solana. When you pay, the card debits your USD Spend balance; if the merchant charges in another currency, the Visa exchange rate is used and the FX fee (1% on Rain, 1.8% on DCS) is added.
Is Jupiter Global a bank?
No. Jupiter is not a bank, and the documentation states that “Jupiter does not take custody of wallet funds.” The cards are issued by Rain and DCS, which are the regulated entities in the relationship.
Is Jupiter Global card available in my country?
Around 52 countries are listed in the documentation, including Brazil, Mexico, Japan, Singapore and the UAE, plus 30 US states. Bangladesh and Nigeria are listed but currently paused. Russia, Georgia, Turkey, Serbia, Armenia and Kazakhstan are not on the list. If your country is not listed, eligibility is reviewed case by case during KYC, with no guarantee of approval.
How do I get the Jupiter Global card?
Download the Jupiter app, create an account, complete the Global ID verification, and a virtual card is issued immediately. A physical card can be ordered in the app once available; the fee is $13.13 plus shipping, with $30 off tracked shipping if your card balance reaches $1,500 or more.
Does Jupiter Global require KYC?
Yes. A single Global ID verification is required, with proof of address usually needed for unlisted countries and across most of APAC. The standard check takes a few minutes; a manual review takes around 3 to 5 working days.
How do I top up Jupiter Global card?
USDC and USDT on Solana deposit with no processing fee, minimum $3 ($10 from Ethereum), up to 200,000 USDC per transfer. Tokens from other networks are converted into USDC through “Send to Spend”. Fiat is available through a partner called Noah, with fees of €0.87 + 0.10% (SEPA), $2.00 + 0.05% (ACH), $20.00 + 0.05% (Fedwire) and $30.00 + 0.05% (SWIFT), deducted from the deposit itself.
How do I add Jupiter Global card to Apple Wallet or Google Pay?
Apple Pay and Google Pay are supported with no Jupiter fee, and the regions where the wallet works depend on Apple and Google rather than on Jupiter. The in-app setup is the same as for any other Visa tokenisation flow: open the card, choose “Add to Wallet”, and complete the issuer’s verification step.
Is Jupiter Global card safe?
The card is issued by regulated partners, Jupiter does not hold your wallet funds, and the card can be frozen instantly in the app. No card-specific complaints or official incidents have been reported, and the broader platform’s Trustpilot score (3.1 from 21 reviews) is limited in scope as a satisfaction measure. The general risks of a stablecoin-funded card still apply: a stablecoin losing its peg, a network closure of the kind that hit FTX in 2022, and the irreversibility of blockchain transfers if you deposit on the wrong network.
How do I delete my Jupiter Global account?
Closing a Global ID after verification cannot be done from inside the app; the documentation directs users to contact support through the in-app help menu, after which a human-led closure process is followed. A deleted account cannot be reinstated, so make sure any remaining card balance has been withdrawn first.
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