Choosing a credit or cashback card

Decide what you are really after. A few cards let you borrow against your coins, whether as a credit line or a card with collateral. The rest earn their place mostly through cashback paid in crypto or stablecoins.

To judge an offer, check the interest, the caps, what the reward is paid in, the rules on collateral and whatever sits behind «up to» figures.

Weigh two warnings. A loan backed by coins may be recalled if prices drop, and a reward in a jumpy coin shrinks along with it. Both are explained in each review.

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